When it comes to receiving the fruits of your labor, the money accumulated in your employer-sponsored retirement plan, you are faced with a few broad options. Should you take the payout as systematic payments, a lifetime annuity, or a lump sum?
When you hear the term financial plan, do you automatically think “complicated”? A financial plan may seem daunting, but we are here to tell you that with a trusted financial professional in your corner, a plan can provide the confidence and clarity you need to tackle life’s unexpected events
A financial plan, in conjunction with a financial professional, provides clarity and confidence to be able to make informed financial decisions today and in the future. Your financial professional can provide tailored options for you to pursue your goals.
With the right strategy, you can control your assets according to your wishes, as well as help reduce taxes, reduce administrative costs, and help ensure the effective management of your affairs should you become incapacitated.
Based on your individual situation, we can recommend techniques for approaching these challenges.
You probably have several objectives when passing your estate to your family. Maximizing the financial transfer is just the beginning.
We can work with you to develop charitable and family gifting strategies that may significantly reduce or potentially eliminate both estate and gift taxes, fund your family and charitable goals, and help you maintain the control and timing of your wishes.
Carl Grund, BFA™, CFP®, AIF®, CPWA®, AEP®
President & CEO