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401(k) Plans can help owners and long-term employees build financial independence.

The SFP Difference

The SFP Difference

At Signature Financial Partners, LLC we are committed to offering a sophisticated and personalized approach to managing your 401(k) plan and working with your individual participants to help educate them on how to prepare for retirement. Our main goals with any 401(k) plan are to:

  • Simplify the process for the HR Department by providing seamless interaction with the plan provider and minimizing the time and complexity of the administration process;
  • Educate the plan participants to help improve their retirement outcome; and
  • Protect the company from liability as much as possible by providing fiduciary education where possible.

We believe that if all three of these goals are met in a professional manner, your 401(k) plan will run smoothly and efficiently and your participants will have the best opportunity to succeed financially in preparation for their retirement, while often reducing the overall plan costs.

In addition, we have the ability to meet with your participants through one-on-one financial counseling sessions, benefit fairs, enrollment meetings, webinars, and conference calls. This hi-touch service is part of the value, experience and professionalism we will bring to your company..

RFP Process

RFP Process

Our own RFP process offers quantitative and qualitative metrics for a thorough and balanced analysis. We can quickly and efficiently validate your decision to remain with your current provider or uncover justification to move to an alternative provider.

If a full search is not your intention, allow us to conduct a fee benchmarking to help ensure your compliance with ERISA requirements to periodically compare your plan to the marketplace.

Plan Fiduciary Services

Plan Fiduciary Services

An effective retirement plan begins with a sound plan design strategy and grows with attentive execution. At SFP we provide full service retirement plan management and design (working with small, large and multiple employer plans).

Service provider and participant disclosure regulations issued by the U.S. Department of Labor directly affect plan sponsors’ fiduciary and compliance responsibilities to their plan and participants. Complete DOL 408(b)2 compliance

  • Competitive investment options with industry leading custodians and record-keepers
  • Advanced, cutting-edge plan enrollment, education and videos
  • Full transparency in costs, no commissions or hidden revenue
  • Substantial cost savings
  • Fee Benchmarking
  • How to help prevent IRS audits and common mistakes
Investment Advisory Services

Investment Advisory Services

We analyze the market and work with your investment committee to develop and maintain the plan's investment strategy

We conduct an independent, objective evaluation of your available investment options.

We offer you quarterly recommendations that are aligned with your specific objectives. Then we stay in touch, continuously monitoring your plan and looking for ways to make it grow faster and work harder so that you’re in control of your future and your financial future.

Participant Education Solution

Participant Education Solution

Creating a plan is only as good as your employees' knowledge and participation. We provide the following services to your participants:

  • Deliver pre-enrollment memos and announcements to build plan excitement and anticipate questions prior to group enrollment.
  • Offer on-site group enrollment or individual meetings which are scheduled at your convenience.
  • Provide group investment education meetings which are designed to help existing participants make informed deferral and asset allocation decisions.
  • Group and Individual Investment Advice offers hands-on assistance to help participants select funds based on a customized risk profile questionnaire.
  • Gap Analysis identifies lifestyle needs and delivers meaningful retirement planning guidance.
  • Individual Financial Planning Services are also available and delivered to employees in an environment of privacy and trust.

Frequent and positive communication to participants can benefit everyone in the following ways:

  • Increases plan participation and elective deferral contributions
  • Promotes appropriate asset allocations
  • Builds greater financial confidence for plan participants
  • Lowers exposure to fiduciary liability and participant litigation
  • Participants can sit down with a licensed professional who conducts an extensive review of their financial profile with custom analysis on a range of financial needs including:
    • Retirement assets
    • Non-retirement assets
    • Investment selection
    • Asset preservation
    • 529 college planning
    • IRA rollovers
    • Investment Diversification
    • Whole and Term life insurance

Meet our 401(k) Professionals