The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Savings and Cash Flow Savings is a critical tool to ensure positive cash flow in your personal finances. U.S. Personal Savings Rate What can be learned from the savings rate? Infographic: Life Insurance: The Basics A reassurance that you can live life to its fullest, knowing your family will be financially protected when you pass away.