Andy Smith, ChFC

Investment Advisor Representative

Visit my web site!

Phone: 410.561.6760 x 325
Fax: 410.823.4144
E-mail:


In addition to helping individuals, Mr. Smith focuses on working with closely held businesses.  He works with his clients to help devise customized programs that offer fringe benefits for the owners and key executives.  Packages may include supplemental carve-out bonus, retirement, and insurance benefits.